To be honest, this thing called “adulting” never gets easier. No one is an expert on this matter. I still feel like a child trying to be a grown-up.
I realized that two months from now, I will be in the working world for three years already. I immediately jumped to this so called real world right after graduation. I must admit, though, I should have started working a bit later. At least a week after graduation. But, I didn’t. I guess when my parents told me they would stop giving me allowances once I graduated, I was scared of being broke.
I’m running around in circles.
Few days ago, when I was reviewing my budget, I wondered why I was able to travel more and spend more with little income. It seems like the more income I get, the more responsibilities I have. When it comes to money, I learned things the hard way. Now, it may feel like I only work because I need to. I’m still not prepared adulting.
In case some of you are also having struggles in adulting, don’t worry, you are not alone.
Here are my biggest struggles in adulting:
When a big chunk of my salary goes on bills
Here comes the never-ending bills! Last October, I stopped using my postpaid plan and bought a prepaid sim. From time to time, I try to review my expenses and see what else I should get rid of.
I’m still trying to pay off my debts – credit cards, loans, etc. But as soon as I’m done paying it, I’m going to cancel one credit card.
Now, I’m prioritizing my life insurance and investments so somehow I feel at ease when part of my salary goes to that.
When I want to save more on rental fees, but still being choosy on where to stay
I only started renting last year and I’m about to move out next week. It’s farther from my workplace, but at least, it’s safer. Remember the news about a restaurant that was robbed in Makati? Well, it’s in my neighborhood and I live literally close to it.
I want to live in a comfortable place. I mean, who wouldn’t? But of course, this means paying more. The new apartment that I’m moving in (together with my co-worker) will cost me at least Php6,000 per month plus the utilities.
It would be cheaper if I’ll only rent a bed space, but I’m still not ready for it. I’m still trying to weigh my options since I stay at my boyfriend’s condo most of the day.
When I save a lot on weekdays, but end up spending it all on a weekend out
The struggle is real! Though it’s not always that I have a weekend out (which is a good thing, by the way).
When I try to finally become productive on a Saturday, but I suddenly decided to do nothing
I always have one big *sigh* when it’s weekend. Because, I can finally rest after a long week! It’s still difficult to decide whether I want to be productive or not. I just want to rest most of the time.
When I need to make important decisions
I want to pass this decision-making to someone who is more responsible! Whenever I try to make important decisions, I tend to overthink and consider everything.
Is this what I really want? Am I sure about this? What are the consequences? Is it worth it? What will happen now?
When I want to cook meals for myself, but cooking isn’t really my thing
Enough said. That’s why I spend more on food. It’s cheaper if I just cook my meals.
When I spend on things (like travel), people would immediately think I’m being impractical
Sometimes I want to *slap* these people with my paid bills, and pass them my responsibilities. What’s wrong with taking a break from time to time?
When some people can’t understand the situation I’m in
In line with #7, I rarely go out. I still hold on to delayed gratification without depriving myself. As much as I want to shell out on everything, I need to prioritize other things. It would be hypocritical if I’ll say I am not envious of other people who could keep their entire income to themselves. That isn’t my case.
This is actually one of the reasons why I want to work abroad. The income that I currently have is not enough to support my family. Because of these unexpected circumstances, I just feel sorry and sad.
I hate being judged, and I also hate explaining my circumstances to others. It’s difficult to carry the weight of the world on my shoulders, but as I always say, the only problem that I want in the future is where to spend my money. 🙂
When enrollment is about to come
Ahh. To the parents out there, I feel you. My brother and I are paying for our little sister’s tuition fee. The month of April is the scariest month because of enrollment. My sister is about to enter senior high school this year. Apparently, we still have 6 years to pay for her tuition fee. On the side note, if you could offer me a side job, I would gladly accept it!
When I have no idea what I’m doing
Can I go back to being a child again?
If I am about to write ALL the struggles in adulting, I promise it will be more than 10! I still haven’t figured everything out, and there are lessons along the way. Yes, sometimes I want to hide away from all these. Nonetheless, I’m still looking forward to see where these struggles can take me.